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  2. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Several banking associations, including the American Bankers Association and the Mortgage Bankers Association, as well as a number of schools, offer courses, training programs, or certifications for loan officers. Although not required, certification shows dedication and expertise and thus may enhance a candidate's employment opportunities. [3]

  3. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

  4. Mortgage underwriting - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting

    To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved. However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan.

  5. Why was my mortgage application denied? Common reasons ... - AOL

    www.aol.com/finance/why-mortgage-application...

    Mortgage underwriting these days is an automated process – software decides whether you are approved, rejected, or asked for additional information. ... A short employment history or ...

  6. What is manual mortgage underwriting? - AOL

    www.aol.com/finance/manual-mortgage-underwriting...

    This person looks at factors like the borrower’s debt-to-income ratio, loan-to-value ratio, credit score and history, assets, liabilities, income and employment. Manual underwriting is typically ...

  7. Find Remote Jobs at These 41 Work-From-Home Companies - AOL

    www.aol.com/finance/remote-jobs-32-home...

    The company’s headquarters are in Providence, Rhode Island, but it hires remote associates for positions like mortgage underwriter, software engineer and account executive.

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