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With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
Aetna health plans include basic dental coverage, with options for comprehensive insurance, as well as standard Medicare coverage.
A plan may already include dental coverage, or this benefit may be available as an add-on service. Dominion National administers the dental benefits. Learn more about Tufts Medicare Advantage plans .
The typical plan comes without annual limits, and shorter waiting periods to activation. Some plans cover cosmetic dental procedures as well, although this is less common. A standard dental discount plan has a limited roster of dentists within its approved network, similar to dental insurance. [1]
UnitedHealthcare's (UHC) Medicare plans often cover routine preventive dental services. Out-of-pocket costs may apply. Learn more about UHC here.
The waiting period limitation means that coverage must be effective no later than the 91st day after the employee satisfies the substantive eligibility requirements. [112] Two years of tax credits will be offered to qualified small businesses.
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