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Most auto insurers will prorate your refund based on the number of days your current policy was in effect. The insurance industry is highly regulated, and each state has insurance statutes that ...
The policy term is the period that an insurance policy provides coverage. Many policies have a one-year term (365 days) but other terms both longer and shorter are used. Policy terms can be for any length of time and can be for a short period when the period of risk is also short or can be for multi-year periods.
If you do not file your federal tax return by the deadline, the penalty is 5% of the unpaid taxes for each month or part of a month that the return is late, up to a maximum of 25%.
Different levels of coverage may protect consumers depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage.
Not planning to purchase a car: If you live somewhere with robust and reliable public transportation and are planning to go car-less for the future, you can cancel your policy outright.
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The Uniform Simultaneous Death Act is a uniform act enacted in some U.S. states to alleviate the problem of simultaneous death in determining inheritance.. The Act specifies that, if two or more people die within 120 hours of one another, and no will or other document provides for this situation explicitly, each is considered to have predeceased the others.
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