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  2. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    A jumbo CD is a certificate of deposit that requires a minimum of $100,000 to open the account. Like regular CDs, jumbo CDs come with a fixed interest rate and term.

  3. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.

  4. Best CD rates for January 16, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-shield...

    A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

  6. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    A certificate of deposit — or a CD — is a savings account that pays a fixed rate of interest on an initial deposit that you agree to lock away for an agreed-on period of time. CD terms can ...

  7. Best CD rates for October 23, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-see...

    Today's best certificates of deposit continue to pay out yields of 4.70% APY to 4.00% APY on terms of six months to five years, with fixed rates that make it easy for you to know exactly how much ...

  8. What is a CD (certificate of deposit)? - AOL

    www.aol.com/finance/cd-certificate-deposit...

    A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires ...

  9. Best CD rates today: Enter 2025 with guaranteed yields of up ...

    www.aol.com/finance/best-cd-rates-today-enter...

    A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.