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Most drivers in Florida benefit from adding extra coverage to their car insurance policy. Here are some of the additional auto insurance coverage options available in Florida: Bodily injury ...
A car insurance policy primarily follows the insured car, not the driver. This means your insurance policy provides the main coverage when someone borrows your vehicle, with their auto insurance ...
An additional interest receives no coverage, but can request that certain coverage types — like full coverage — be purchased. Does adding an additional insured affect the auto policy premium?
For instance, in vehicle insurance a typical Personal Auto Policy with additional insured provisions will cover not only the original named insured that purchased the auto policy, but will also cover additional persons while they are driving the auto with permission of the named insured. This is a simple type of blanket additional insurance ...
These factors should guide what additional coverage you choose. Most insurance experts suggest carrying $100,000 per person and $300,000 per accident in liability coverage.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
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