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2. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Compare refinance rates. Buy points to lower your rate ... But if you opt for zero closing costs, your monthly mortgage payment will increase to $1,646.73, and you’ll pay a total of $267,821.81 ...

3. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   Discount points: If you opt to buy down your interest rate as part of the refinance process, you’ll need to pay your lender for the lower rate. Costs that come with a no-closing-cost refinance

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   For most borrowers, the ideal time to refinance is when market rates have fallen below the rate on their current loan. If you want to refinance now, calculate the break-even point so you’ll know ...

5. Are cash-out refinance rates higher? How to get the best rate

   www.aol.com/finance/cash-refinance-rates-higher...

   To determine cash-out refinance rates, mortgage lenders take a baseline interest rate and then make adjustments based on your credit score, financial profile and loan-to-value (LTV) ratio.

6. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   Paying a higher interest rate on your loan: Say you qualified for a 30-year mortgage at a fixed rate of 6 percent. The lender might offer to up your interest rate to 6.5 percent (50 basis points ...

7. Mortgage points: What are they and how do they work? - AOL

   www.aol.com/finance/mortgage-points-192840885.html

   Mortgage points are the fees a borrower pays a mortgage lender to get a lower interest rate on their loan. Doing so lowers the overall amount of interest they pay over the mortgage term. This ...