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Vassily_Kandinsky,_1934_-_Black_Forms_on_White.jpg (510 × 526 pixels, file size: 106 KB, MIME type: image/jpeg) This is a file from the Wikimedia Commons . Information from its description page there is shown below.
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Free images should not be watermarked, distorted, have any credits or titles in the image itself or anything else that would hamper their free use, unless, of course, the image is intended to demonstrate watermarking, distortion, titles, etc. and is used in the related article. Exceptions may be made for historic images when the credit or title ...
This is a quick overview of templates. Full details can be found in Help:Template, Wikipedia:Templates and m:Help:Advanced templates. A template is a Wikipedia page created to be included in other pages. It usually contains repetitive material that may need to show up on multiple articles or pages, often with customizable input.
The clear intent of banning fair use images from templates is that each and every use of such images must be legally justifiable. Since we have little control of where templates are instanciated, there is a strong possibility of an image which would have been justified as fair use in one context becoming unfair use when the template is placed ...
If the image is tagged as Fair use, then most probably you cannot.See the Fair use section for more details. You can for all other images released under the Creative Commons Attribution-Sharealike 3.0 Unported License or a similarly free license provided you abide by the license conditions – include a link back to the wikipage for that picture or to the creator's website and license any ...
Wikipedia (and all Wikimedia projects) strongly prefer "free" files. Where no free file exists, it is sometimes permissible to use a non-free (copyright-protected) file under the "fair use" provision. Fair use, in the United States, is the legal right to use copyright-protected materials under certain conditions.
The difference between the two is slight and mostly a matter of style: an LOI is typically written in letter form and focuses on the parties' intentions; a term sheet skips most of the formalities and lists deal terms in bullet-point or similar format. There is an implication that an LOI only refers to the final form.
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