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  2. Get help with your AOL billing questions

    help.aol.com/articles/account-management...

    Your credit card had insufficient funds at the time we processed your payment. • There is a mismatch between the credit card details you entered and the details that appear on your credit card. You can fix this by updating your payment information online or by contacting a Member Services representative.

  3. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    You'll also get a notification titled “Your AOL account information has changed” if any info in your account settings are updated. What AOL communications look like • Viewing from web-based email - Emails from AOL will include icons that will indicate it is either Official mail or Certified mail , depending on the type of email you received.

  4. 7 reasons your credit card was declined — and how you ... - AOL

    www.aol.com/finance/7-reasons-credit-card...

    In order to keep your credit score in good standing, it’s smart to keep your credit utilization ratio, or the amount of credit you’re using compared to your overall available credit, below 30 ...

  5. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Check your credit report for the debt. AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review ...

  6. Add, edit, or delete a payment method for AOL services

    help.aol.com/articles/update-your-payment-method

    If your card number has changed, you must add a new card. 1. Sign in to your My Account page. 2. Click My Wallet. 3. Click Payment Methods. 4. Click Add Credit or Debit Card. 5. Enter the new info. 6. Click Submit.

  7. What is a negative balance on your credit card? - AOL

    www.aol.com/finance/negative-balance-credit-card...

    For example, if you have a zero balance, your credit card issuer will give your credit limit a temporary increase. So, if you have a limit of $5,000 and receive a statement credit for $170, your ...

  8. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default.

  9. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.