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  2. How to buy land using your home equity - AOL

    www.aol.com/finance/buy-land-using-home-equity...

    Using a home equity loan to buy land. ... sets limits on how much financing a lender can extend on a lot or piece of land, ranging from 65 percent to 85 percent. ... There are land equity lines of ...

  3. Nonrecourse debt - Wikipedia

    en.wikipedia.org/wiki/Nonrecourse_debt

    Recourse debt or recourse loan is a debt that is backed by both collateral from the debtor, and by personal liability of the debtor. [2] This type of debt allows the lender to collect from the debtor and the debtor's assets in the case of default, in addition to foreclosing on a particular property or asset as with a home loan or auto loan.

  4. Creative financing - Wikipedia

    en.wikipedia.org/wiki/Creative_financing

    In real estate, creative financing is non-traditional or uncommon means of buying land or property. The goal of creative financing is generally to purchase, or finance a property, with the buyer/investor using as little of his own money as possible, otherwise known as leveraging. Using these techniques an investor may be able to purchase ...

  5. How to buy land: A step-by-step guide - AOL

    www.aol.com/finance/buy-land-step-step-guide...

    SBA 504 loan: The Small Business Administration (SBA) partners with financial institutions to provide financing for business owners who purchase land for business use in the form of an SBA 504 ...

  6. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    Because student loans provide repayment records for credit rating, and may also indicate their earning potential, student loan default can cause serious problems later in life as an individual wishes to make a substantial purchase on credit such as purchasing a vehicle or buying a house, since defaulters are likely to be classified as subprime ...

  7. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    But if you need to get into a home loan before working to improve your credit score, the following tips might help improve your odds of qualifying for bad credit home loans. 1. Check your credit ...

  8. Blanket mortgage - Wikipedia

    en.wikipedia.org/wiki/Blanket_mortgage

    Blanket loans are popular with builders and developers who buy large tracts of land, then subdivide them to create many individual parcels to be gradually sold one at a time. Rather than securing a new mortgage each time a portion of the development is sold, the borrower uses the blanket loan to buy them all. Once a parcel is sold, a portion of ...

  9. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

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