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2. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Prequalification and preapproval are two ways to help you determine how much of a mortgage you can afford. But they differ in timing, process and more. Take a closer look at what each step means ...

3. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   Prequalification: Prequalifying for a mortgage is a less strenuous application that gives you a rough idea of the amount of financing you might be able to get. However, lenders usually only do a ...

4. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   While some loan programs allow for lower down payments, having a larger down payment can increase your chances of getting preapproved for a mortgage and could result in better loan terms, Nelson said.

5. What’s the Difference Between Being Prequalified and ... - AOL

   www.aol.com/difference-between-being-pre...

   Prequalification Getting prequalified is generally easier and faster than getting preapproved. To prequalify you, lenders will typically ask you for some financial information like your income and ...

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   Some mortgage lenders give borrowers the option to see if they prequalify for a loan. To get a prequalification, you’ll need to undergo a soft credit check — which won’t affect your credit ...

8. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

9. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   To prequalify you for a loan, lenders check your credit report but conduct a “soft” inquiry, or “soft pull,” in which they prescreen your report without it affecting your score. A “hard ...