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  2. I bonds were paying nearly 10% in 2022. It's time to sell. - AOL

    www.aol.com/finance/bonds-were-paying-nearly-10...

    By contrast, the I bond fixed rate in November 2021 and May 2022 — when inflation was soaring — was 0%. That means those older bonds are now earning the current variable rate, period.

  3. I bonds just got more attractive in two key ways - AOL

    www.aol.com/finance/bonds-just-got-more...

    The I bond fixed rate in November 2021 and May 2022 — when rates were soaring — had a 0% fixed rate. The fixed rate increased last November to 0.4% for those who purchased the bonds through April.

  4. New I Bonds hit 5.27% as fixed rate sees startling boost ...

    www.aol.com/bonds-hit-5-27-fixed-154544054.html

    I Bonds issued in 2021 and 2022, for example, have a 0% fixed rate. I Bonds with a 0% fixed rate would see an estimated 3.94% rate for six months, reflecting recent inflation.

  5. Inflation-indexed bond - Wikipedia

    en.wikipedia.org/wiki/Inflation-indexed_bond

    For example, if the annual coupon of the bond were 5% and the underlying principal of the bond were 100 units, the annual payment would be 5 units. If the inflation index increased by 10%, the principal of the bond would increase to 110 units. The coupon rate would remain at 5%, resulting in an interest payment of 110 x 5% = 5.5 units.

  6. Adjusted current yield - Wikipedia

    en.wikipedia.org/wiki/Adjusted_current_yield

    The adjusted current yield is a financial term used in reference to bonds and other fixed-interest securities.It is closely related to the concept of current yield.. The adjusted current yield is given by the current yield with addition of / %.

  7. New lower I bond rate comes with 'a pleasant surprise' - AOL

    www.aol.com/finance/lower-bond-rate-comes...

    But the fixed rate on the November 2021 and May 2022 — when rates were 7.12% and 9.62%, respectively — had a 0% fixed rate. The fixed rate was bumped up in November to 0.4% for those who ...

  8. United States Savings Bonds - Wikipedia

    en.wikipedia.org/wiki/United_States_Savings_Bonds

    If a bond's compounded interest does not meet the guaranteed doubling of the purchase price, Treasury will make a one-time adjustment to the maturity value at 20 years, giving it an effective rate of 3.5%. The bond will continue to earn the fixed rate for 10 more years. All interest is paid when the holder cashes the bond.

  9. Here's why the Treasury I bond's lower rate is still ... - AOL

    www.aol.com/finance/heres-why-treasury-bonds...

    The new composite rate combines a 6.48% annualized rate of inflation (or a 3.24% six-month rate) with a 0.40% fixed rate of return, the latter of which is up from a 0.00% fixed rate.

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