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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    For example, joint personal loans are fairly common among couples when one person has lower credit or when two incomes can help the couple qualify for a larger loan amount. Applying for a joint ...

  3. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Know your credit score before applying. This will help you decide whether you should get an unsecured or secured personal loan and whether to consider a joint or co-signed loan.

  4. 5 Questions to Ask Before You Get a Joint Loan with ... - AOL

    www.aol.com/news/5-questions-ask-joint-loan...

    Here are some things you should consider before you take out a loan with your significant other.Image source: Getty Images. 5 Questions to Ask Before You Get a Joint Loan with Your Partner Skip to ...

  5. Student loans: Who is responsible for all that debt in a ...

    www.aol.com/finance/student-loans-responsible...

    Loans for dependent children. Aside from student loan debt taken out by a spouse, the other consideration is debt taken out for children, like Parent PLUS loans or private student loans.

  6. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

  7. Massachusetts Educational Financing Authority - Wikipedia

    en.wikipedia.org/wiki/Massachusetts_Educational...

    The Massachusetts Educational Financing Authority (MEFA) is a self-financing, not-for-profit state-charted student loan authority created by the Commonwealth of Massachusetts in 1982. [1] The authority was created to provide fixed rate student loans and operate the Massachusetts 529 plan U.Fund, launched in 1999, and its prepaid tuition plan U ...

  8. How to get a debt consolidation loan with bad credit

    www.aol.com/finance/debt-consolidation-loan-bad...

    Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

  9. Student loan borrowers get more clarity on Biden’s plan to ...

    www.aol.com/finance/student-loan-borrowers-more...

    The Education Department clarified that if you have a joint (spousal) consolidation, you will need to split or separate the loan with each person applying for a Direct Consolidation Loan to get ...

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