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  2. Telematics car insurance: Is the discount worth sharing your ...

    www.aol.com/finance/car-insurance-telematics...

    Telematics programs, along with pay-per-mile insurance, fall under the broader category of usage-based insurance (UBI). ... For instance, Allstate's Drivewise provides automatic crash detection ...

  3. 3 Services People Almost Always Overpay For - AOL

    www.aol.com/3-services-people-almost-always...

    If your flat rate is $35 and you drive 400 miles per month at $0.07 per mile, your bill would be $63 per month or $756 per year. ... Nationwide and Allstate began adding pay-by-the-mile plans to ...

  4. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  5. 9 smart ways for seniors and mature drivers to save on car ...

    www.aol.com/finance/ways-seniors-save-car...

    Afilalo points out that pay-per-mile programs are different from a low-mileage discount, which is a rate reduction for driving under a certain mileage annually — usually 7,500 miles a year ...

  6. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    Allstate. $2,971. $248. USAA. $1,695. $141. 2. Take advantage of discounts. ... Consider pay-per-mile insurance. You may have heard of usage-based insurance or pay-per-mile insurance. While they ...

  7. Metromile - Wikipedia

    en.wikipedia.org/wiki/Metromile

    Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended for low-mileage drivers and does not take driving style or behaviour into account (for determining rates or discounts). [2]

  8. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    They offer a true pay-per-mile insurance where behavior or driving style is not taken into account, and the user only pays a base rate along with a fixed rate per mile. [60] The OBD-II device measures mileage and then transmits mileage data to servers. This is supposed to be an affordable car insurance policy for low-mileage drivers.

  9. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    Low-mileage drivers — typically under 7,500 miles a year — often qualify for lower rates. Some insurers even offer pay-per-mile programs for very low-mileage drivers.