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  2. How to apply for a credit card with an ITIN number - AOL

    www.aol.com/finance/apply-credit-card-itin...

    Submitting your application with an ITIN. The application process for those with an ITIN instead of an SSN is essentially the same. In place of a nine-digit SSN, you will use the nine-digit ITIN.

  3. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

  4. How To Apply For a Credit Card and Get Approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

  5. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    State laws regarding credit scores, credit reports, and insurance that were to remain in effect as a result of the amendments were outlined within the act. Under the act, consumers received more rights to explanations of their credit scores and the right to a free credit report each year.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Since credit scores aim to classify people, other markets have expanded its applicability for use as a screening or assessment tool. [11] Credit is no longer used just for financial products such as mortgage loans, but is increasingly being applied cross-institutionally for other services such as: car insurance [17] health insurance [16]

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