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According to PayPal, UK, "PayPal enables individuals and businesses to send and receive electronic money online". [6] Revolut, UK, is "authorised by the Financial Conduct Authority under the Electronic Money Regulations". [7] And Wise_(company), UK, is also "authorised by the Financial Conduct Authority under the Electronic Money Regulations". [8]
The EMA was founded in October 2001 by a group of electronic money issuers and prospective issuers to represent the interests of industry. The group took part in a regulatory working group set up in response to UK government consultation on the implementation of the E-Money Directive.
In the European Union, an Electronic Money Institution can be licensed in any country member but can act and provide services in all EU and EEA countries. [6] The legal basis for e-money issuance in the European Union is covered by EU Directive 2009/110/EC, on the taking up, pursuit and prudential supervision of the business of electronic money institutions establishes, issued by the European ...
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The PSD contained two main sections: The "market rules" described which type of organisations could provide payment services. Next to credit institutions (i.e. banks) and certain authorities (e.g. central banks, government bodies), the PSD mentioned electronic money institutions (EMI), created by the E-Money Directive in 2000, and created the new category of "payment institutions" (PI) with ...
In January 2018, the UK Financial Conduct Authority (FCA) granted Tide authorisation as an electronic money institution (Authorised Electronic Money Institution). [23] In March 2018, Tide presented a new logo and launched several product features, including a new vertical card design, updated FreeAgent integration and Team Cards.
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The Education (Student Support) (European University Institute) Regulations 2010 (Amendment) Regulations (SI 2011/83) The Lynn and Inner Dowsing Offshore Wind Farms (Amendment) Order (SI 2011/84) The A30 Trunk Road (Woodleigh Junction Eastbound Exit Slip Road, Near Cheriton Bishop, Devon) (Temporary Prohibition of Traffic) Order (SI 2011/85)