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Understanding Pre-Existing Conditions. For example, if your dog was diagnosed with a torn ligament before you purchased pet insurance, you couldn’t file a claim for any medical treatments ...
A pre-existing condition refers to an illness, injury or symptom your pet has before the start date of their insurance policy or during the waiting period that applies to some conditions after ...
Pre-existing conditions can also be a gray area in pet insurance. Breeding-related costs Expenses associated with breeding your pet, for example, whelping or C-sections
Pet insurance is a form of property insurance rather than health insurance. [citation needed] Insurance companies may limit coverage for pre-existing conditions, giving owners an incentive to insure even very young animals, which are not expected to incur high veterinary costs. [7]
Regulation of pre-existing condition exclusions in individual (non-group) and small group (2 to 50 employees) health insurance plans in the United States was left to individual U.S. states as a result of the McCarran–Ferguson Act of 1945 which delegated insurance regulation to the states and the Employee Retirement Income Security Act of 1974 ...
Here are some common reasons for rejected pet insurance claims. Your pet’s condition was pre-existing. Most pet insurance policies do not cover pre-existing conditions. In other words, if your ...
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