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Beware of scams. If you have federal loans, you do not have to pay to receive federal loan forgiveness, discharge, or the one-time payment adjustment.
You never have to pay for federal student loan forgiveness or discharge, and there are only four ways to get your federal student loans discharged: Public Service Loan Forgiveness (PSLF ...
Federal Student Aid has said that in certain circumstances if a person has taken out student loans, these can be “forgiven”, “cancelled” and “discharged”. This basically means you may ...
The Biden administration has discharged another $1.2 billion in student loan debt under a key provision of the Saving on A Valuable Education, or SAVE income-driven repayment plan.. Last month ...
The discharges include $2.6 billion for 34,400 borrowers using the public service loan forgiveness program and waiver and $2.2 billion for 46,000 borrowers under the one-time payment adjustment ...
Even though borrowers have until Dec. 31, 2023, to apply for student loan forgiveness, many are not waiting to start the application process. By applying now, borrowers who received Federal Pell...
At the time of borrowing, the loan proceeds did not have to be reported as income because there was an obligation to repay the lender. Forgiving that obligation makes those loan proceeds income. The lender is usually required to report the amount of the cancelled debt to the borrower and the IRS on a Form 1099-C, Cancellation of Debt. [4]
PSLF loan discharge for military and certain professions in public service Since taking office, the Biden administration has forgiven $56.7 billion for 793,400 borrowers under the PSLF program.
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