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  2. Bank account alerts to help protect your money - AOL

    www.aol.com/finance/bank-account-alerts-help...

    Debit card alerts can also be helpful for tracking purchases. The bank may be able to send notifications whenever any purchase is made with one or more of your debit cards.

  3. SMS banking - Wikipedia

    en.wikipedia.org/wiki/SMS_banking

    Screenshot of a typical SMS Banking message on a mobile screen [1] SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.

  4. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed.

  5. 5 places you shouldn’t use your debit card (and 3 situations ...

    www.aol.com/finance/places-avoid-using-debit...

    Debit cards offer convenient access to your money. But there are some rules of thumbs for when your credit card may be better. Learn 5 places it's best to keep debit in your wallet.

  6. Tokenization (data security) - Wikipedia

    en.wikipedia.org/wiki/Tokenization_(data_security)

    When a payment card authorization request is made to verify the legitimacy of a transaction, a token might be returned to the merchant instead of the card number, along with the authorization code for the transaction. The token is stored in the receiving system while the actual cardholder data is mapped to the token in a secure tokenization system.

  7. Bounced Checks: What Are They and How To Prevent Them - AOL

    www.aol.com/finance/bounced-checks-prevent-them...

    Learn the definition of a bounced check and how to protect your checking account from overdraft fees and unfulfilled payments. See this guide for more.

  8. Payment card industry - Wikipedia

    en.wikipedia.org/wiki/Payment_card_industry

    The payment card industry consists of all the organizations which store, process and transmit cardholder data, most notably for debit cards and credit cards.The security standards are developed by the Payment Card Industry Security Standards Council which develops the Payment Card Industry Data Security Standards used throughout the industry.

  9. What is a demand deposit account (DDA)? - AOL

    www.aol.com/finance/demand-deposit-account-dda...

    A direct debit authorization refers to transactions you make using your debit card. An example would be a debit card purchase you make at the grocery store. Types of demand deposit accounts