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Aggregate payment technique (taking the expected value of the total present value): This is similar to the method for a life insurance policy. This time the random variable Y is the total present value random variable of an annuity of 1 per year, issued to a life aged x, paid continuously as long as the person is alive, and is given by:
This is a list of plant hybrids created intentionally or by chance and exploited commercially in agriculture or horticulture. The hybridization event mechanism is documented where known, along with the authorities who described it.
Crop insurance is a risk-based program that currently [when?] covers more than 100 crops [citation needed] and does not make annual subsidy payments to farmers. When crop insurance does supply monetary payments to farmers, the payments come in the form of indemnity checks that restore a portion of an actual loss.
Catastrophic crop insurance (CAT) is a component of the U.S. federal crop insurance program, originally authorized by the Federal Crop Insurance Reform Act of 1994 (P.L. 103- 354). [1] CAT coverage compensates farmers for crop yield losses exceeding 50% of their average historical yield at a payment rate of 55% of the projected season average ...
A form of term life insurance coverage that provides a return of some of the premiums paid during the policy term if the insured person outlives the duration of the term life insurance policy. For example, if an individual owns a 10-year return of premium term life insurance plan and the 10-year term has expired, the premiums paid by the owner ...
Storage organs may act as perennating organs ('perennating' as in perennial, meaning "through the year", used in the sense of continuing beyond the year and in due course lasting for multiple years). These are used by plants to survive adverse periods in the plant's life-cycle (e.g. caused by cold, excessive heat, lack of light or drought).
In plant taxonomy, commelinids (originally commelinoids [1] [2]) is a clade of flowering plants within the monocots, distinguished by having cell walls containing ferulic acid.