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  2. 5 reasons to pay more than the minimum on your credit card - AOL

    www.aol.com/finance/5-reasons-pay-more-minimum...

    When you choose to kick in more than the minimum, you free up your available credit, which drops your credit utilization and aids in improving your credit score. 4. Increase your creditworthiness

  3. 4 Easy Tricks I Used To Improve My Credit Score - AOL

    www.aol.com/4-easy-tricks-used-improve-161211058...

    Paying bills on time is crucial to maintain a positive credit score. A consumer's credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of statement...

  4. What you need to know about your credit score - AOL

    www.aol.com/finance/know-credit-score-044447556.html

    This guide goes over the main determinants of your credit score, which factors matter the most and more.

  5. How to Pay Down Credit Cards to Boost Your Credit Score - AOL

    www.aol.com/finance/2014-05-13-how-to-pay-down...

    In the meantime, bringing cards below a 30 percent (or even 50 percent) debt-to-credit ratio may boost your credit score more quickly than simply snowballing your debt.

  6. You Might Not Realize What Happens When You Spend More Than ...

    www.aol.com/might-not-realize-happens-spend...

    Most credit card companies want utilization rates below 30%, and your score could go down if it's higher than this. The good news is that once you pay down your balance, your score will improve. 2.

  7. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    Using more than 30 percent of your combined maximum credit limit not only carries financial risk, it can also hurt your credit score. Keeping your balances low helps improve your score while ...

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