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  2. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    Inflation (blue) compared to federal funds rate (red) Federal funds rate vs unemployment rate. In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis.

  3. Refinance rates for Thursday, December 12, 2024 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  4. Savings interest rates today: High-yield accounts still offer ...

    www.aol.com/finance/savings-interest-rates-today...

    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  5. Here's the impact of the Fed's rate cut decision today - AOL

    www.aol.com/heres-expect-feds-rate-cut-100010016...

    The Federal Reserve said it is cutting rates by 0.25 percentage ... That brings down the federal funds rate — the interest rate banks charge each other for borrowing money — to a range of 4.5% ...

  6. When’s the next Federal Reserve meeting? What to expect - AOL

    www.aol.com/finance/when-is-next-fed-meeting...

    At the end of its Federal Open Market Committee session on November 7, 2024, the Fed announced a cut to the federal funds target interest rate to a range of 4.50% to 4.75%.

  7. What Is the Federal Funds Rate? See the Current Rate, How It ...

    www.aol.com/federal-interest-rates-ve-changed...

    The Federal Reserve interest rate is a vital part of that policy. What Is the Federal Interest Rate? The federal interest rate is called the federal funds rate, and it’s the rate banks use when ...

  8. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities.

  9. Federal Reserve - Wikipedia

    en.wikipedia.org/wiki/Federal_Reserve

    The interest on reserve balances (IORB) is the interest that the Fed pays on funds held by commercial banks in their reserve balance accounts at the individual Federal Reserve System banks. It is an administrated interest rate (i.e. set directly by the Fed as opposed to a market interest rate which is determined by the forces of supply and ...