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  2. Direct lending - Wikipedia

    en.wikipedia.org/wiki/Direct_lending

    Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...

  3. LendingClub - Wikipedia

    en.wikipedia.org/wiki/LendingClub

    LendingClub is a financial services company headquartered in San Francisco, California. [6] It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market.

  4. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    Direct lenders vs. online lending networks When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be shared ...

  5. Alternatives to LLC loans

    www.aol.com/finance/alternatives-llc-loans...

    Loan amounts tend to be much smaller than term loans and are usually capped at $50,000, making them ideal for startups and small businesses that need a little bit of money to launch or expand. Pros

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  7. Types of mortgage lenders and how to choose - AOL

    www.aol.com/finance/types-mortgage-lenders...

    Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.

  8. Direct finance - Wikipedia

    en.wikipedia.org/wiki/Direct_finance

    Direct finance is a method of financing where borrowers borrow funds directly from the financial market without using a third party service, such as a financial intermediary. This is different from indirect financing where a financial intermediary takes the money from the lender with an interest rate and lends it to a borrower with a higher ...

  9. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Advances are processed quicker than a typical loan, giving borrowers quicker access to capital. Also, because MCA providers typically give more weight to the underlying performance of a business than the owner's personal credit scores, merchant cash advances offer an alternative to businesses who may not qualify for a conventional loan. An ...

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