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Medicare is our country’s health insurance program for people age 65 or older. You’ll sign up for Medicare Part A and Part B through Social Security, so you can make both retirement and Medicare choices and withhold any premiums from your benefit payments.
When to sign up for Medicare. Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they're first eligible, typically at age 65. It's important to sign up promptly to avoid gaps in coverage or late enrollment penalties.
Need help with costs, or have a disability or a chronic condition. Some people get Medicare Part A and Part B automatically, and some have to sign up for it. Answer a few questions to find out how to sign up based on your situation.
Learn how Medicare works for people 65 and older or with a disability. See if you are eligible, how to enroll, and locate a Medicare-certified provider.
Get started with Medicare. Medicare is health insurance for people 65 or older. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
Generally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. (You may be eligible for Medicare earlier, if you get disability benefits from Social Security or the Railroad Retirement Board.)
Sign up for Part B only. Part B helps pay for your basic healthcare services. If you already have Part A, you can add Part B during specific enrollment periods. It's important to sign up promptly to avoid gaps in coverage or late enrollment penalties.