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Drivers who use their vehicle for business purposes may be able to claim their car insurance as a tax deduction, but it depends on which filing method you choose. Insurance is considered when you ...
Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
A deductible represents a part of the expense for which the insurer is not liable, but the franchise is a pure threshold beyond which liability for the entire expense is transferred to the insurer. For example, with a franchise of $20,000, a claim of $19,900 is borne entirely by the policyholder, and a claim of $20,100 is borne entirely by the ...
Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...
Business overhead expense (BOE) disability insurance, also known as Business Expense Insurance, pays the insured's business overhead expenses if he or she becomes disabled. A BOE policy pays a monthly benefit based on actual expenses, not anticipated profits. It is designed for businesses that rely on a small number of people (or one person) to ...
Although your liability level makes up a significant portion of your auto insurance premium, it isn’t the only factor to think about. If you choose full coverage, your deductible level will also ...
A full coverage car insurance policy generally includes liability insurance and your state’s other minimum coverage requirements (if applicable), plus collision and comprehensive coverage ...
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