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Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in its underwriting.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
1963: Scottish Insurance Corporation [2] In 1967, the majority of the company's shares were bought by the General Accident Fire and Life Assurance Corporation, which purchased the remainder in 1968. [5] Following this, General Accident's life insurance section, General Life, was renamed "Yorkshire-General Life", which it remained until 1985. [2]
YST may refer to: Yolk sac tumor, a cancer; Yukon Standard Time, a defunct timezone of Alaska, US; St. Theresa Point Airport, Manitoba, Canada; Yamaha Sound Technologies Inc., part of Yamaha Corporation; Ronin Warriors (Japanese: Yoroiden Samurai Torūpā, lit. 'Legendary Armor Samurai Troopers'), an anime series and manga
The insurance industry helps to eliminate risks (as when fire-insurance providers demand the implementation of safe practices and the installation of hydrants), spreads risks from individuals to the larger community, and provides an important source of long-term finance for both the public and private sectors.
CNO Financial Group is the parent company of seven insurance companies, including Bankers Life and Casualty Company and Colonial Penn Life Insurance Company. [5] They also own 40/86 Advisors, an investment management company and Washington National Insurance Company.
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The Mutual Life Insurance Company of New York (also known as Mutual of New York or MONY) was the oldest continuous writer of insurance policies in the United States. Incorporated in 1842, it was headquartered at 1740 Broadway , before becoming a wholly owned subsidiary of AXA Financial, Inc. in 2004.