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  2. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  3. What credit score do you need to buy a house? - AOL

    www.aol.com/finance/credit-score-buy-house...

    The quick answer is that having a credit score of 620 or higher is helpful, but you may still be able to buy a house with a score as low as 500. But, there’s a lot of nuance you should ...

  4. Should I buy a house now, or wait? - AOL

    www.aol.com/finance/buy-house-now-wait-174131396...

    Trying to buy a house right now might feel overwhelming, but waiting too long can present challenges as well. Review your finances in detail, and think about how much you’re able to pay upfront ...

  5. What is a good credit score to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  6. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Don’t worry — checking your credit report won’t affect your score. Keep in mind: The credit score you see on free credit reports might be slightly different from the score mortgage lenders ...

  7. Top 6 Ways To Boost Your Credit Score Before Refinancing - AOL

    www.aol.com/top-6-ways-boost-credit-220027723.html

    Using the example above, if you increased your credit limit on one of your cards to $15,000, you are now using $15,000 out of $25,000 of available credit, which is credit utilization rate of 60% ...

  8. Is 800 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/800-good-enough-credit-score...

    Here’s an example: Let’s say you’re buying a $400,000 house with a 20 percent down payment, and your high credit score qualifies you for a 30-year fixed mortgage at an interest rate of 6.2 ...

  9. How long does it take to increase your credit score? - AOL

    www.aol.com/finance/long-does-increase-credit...

    Event. Average credit score recovery time. Bankruptcy. 6+ years. Home foreclosure. 3 years. Missed/defaulted payment. 18 months. Late mortgage payment (30 to 90 days)

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