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HMDA data products are hosted on behalf of the FFIEC by the Federal Reserve Board [23] for data HMDA collections for 2016 and prior and the CFPB for HMDA collections 2017 and later. [24] Additionally, historic files prior to 2014 can be found at the National Archives and Records Administration (NARA) website. The NARA files include both Final ...
The HMDA requires "most lenders to identify the race, sex, and income of loan applicants and borrowers", [3] so the FFIEC is able to deduce things like "the number of mortgages issued to black and Hispanic borrowers rose sharply", as it did in 1993. [5] In 2006, the State Liaison Committee was added to the Council as a voting member. [6]
It also requires branches and loan centers to display a HMDA poster. The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B , requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than ...
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At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...
From left to right: the service dress blue rating badge for a special warfare operator first class and a boatswain's mate second class. United States Navy ratings are general enlisted occupations used by the U.S. Navy since the 18th century, which denote the specific skills and abilities of the sailor.
He first paired up with Christina for a project with HGTV at the end of 2023. Christina Hall/Instagram. Michael Lange and Christina Haack. In addition to appearing on Christina’s HGTV shows, ...
HMDA may refer to: Home Mortgage Disclosure Act Hyderabad Metropolitan Development Authority , an expanded urban planning agency of the city of Hyderabad, India