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  2. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in ...

  3. Tax Refund Loans: How To Get an Advance in 2025 - AOL

    www.aol.com/tax-refund-loans-advance-2023...

    The only advance loan available through the company is the Emerald Advance Loan, a fixed-rate short-term loan ranging from $350 to $1,300. Applications are open from Nov. 1 through Dec. 31.

  4. Refund - Wikipedia

    en.wikipedia.org/wiki/Refund

    Tax refund, a refund on taxes when the tax liability is less than the taxes paid; Refunding, when debt holders calls back bonds with the express purpose of reissuing new debt; Deposit-refund system, a surcharge on a product when purchased and a rebate when it is returned; Tax-free shopping, allows shoppers to get a refund of any sales tax

  5. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  6. Term deposit vs. call deposit: What’s the difference? - AOL

    www.aol.com/finance/term-deposit-vs-call-deposit...

    For premium support please call: 800-290-4726 more ways to reach us

  7. Student Loan Refund Checks Are In the Mail for Anyone Who ...

    www.aol.com/finance/student-loan-refund-checks...

    As part of the student loan forgiveness plan, there is a clause specifying: “If you made voluntary payments during the payment pause — from March 13, 2020, through Dec. 31, 2022 — and your ...

  8. Deposit-refund system - Wikipedia

    en.wikipedia.org/wiki/Deposit-refund_system

    A Schematic Representation of Deposit Return Scheme in Scandinavian Countries A container deposit refund facility in Melbourne Australia. A deposit-refund system (DRS), also known as deposit-return system, advance deposit fee or deposit-return scheme, is a surcharge on a product when purchased and a rebate when it is returned.

  9. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    The main purposes of a down payment is to ensure that the lending institution has enough capital to create money for a loan in fractional reserve banking systems and to recover some of the balance due on the loan in the event that the borrower defaults. In real estate, the asset is used as collateral in order to secure the loan against default ...