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Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...
Filers must also take a pre-bankruptcy credit counseling course and a pre-discharge debtor education course from approved providers. After filing, debtors meet with creditors and a court-appointed ...
Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.
Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular ...
Consumers who seek help figuring out how to repay their debts or reach their financial goals contact the NFCC for assistance with their financial services needs, including credit counseling, bankruptcy, financial education, and housing counseling. NFCC member agencies set their own fees and fees vary based on state regulations.
J&G Productions, Inc. publishes the Money Talks with Stacy Johnson television news series and website along with the Life or Debt: Online financial education program, an online financial literacy course used primarily in pre-discharge bankruptcy education by non-profit credit counseling agencies. The course has been approved by the United ...
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