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  2. ABA routing transit number - Wikipedia

    en.wikipedia.org/wiki/ABA_routing_transit_number

    The fraction form looks like a fraction, with a numerator and a denominator. The numerator consists of two parts separated by a dash. The prefix (no longer used in check processing, yet still printed on most checks) is a 1 or 2 digit code (P or PP) indicating the region where the bank is located.

  3. Routing number (Canada) - Wikipedia

    en.wikipedia.org/wiki/Routing_number_(Canada)

    Laurentian Bank of Canada: 039 Government of Canada [g] 117 [h] Canada Post [g] (money orders) 127 Bank of Canada (Canadian central bank) 177 Canada Savings Bond [g] (redemptions) 187 ATB Financial: 219 MUFG Bank, Canada Branch 245 Citibank Canada 260 Mega International Commercial Bank Canada 269 JPMorgan Chase Bank, N.A. (Toronto Branch) 270

  4. Fractional-reserve banking - Wikipedia

    en.wikipedia.org/wiki/Fractional-reserve_banking

    In most legal systems, a bank deposit is not a bailment. In other words, the funds deposited are no longer the property of the customer. The funds become the property of the bank, and the customer in turn receives an asset called a deposit account (a checking or savings account). That deposit account is a liability on the balance sheet of the ...

  5. Cashier's check - Wikipedia

    en.wikipedia.org/wiki/Cashier's_check

    A cashier's check (or cashier's cheque, cashier's order, official check; in Canada, the term bank draft is used, [1] not to be confused with Banker's draft as used in the United States) is a check guaranteed by a bank, drawn on the bank's own funds and signed by a bank employee. [2]

  6. Warrant of payment - Wikipedia

    en.wikipedia.org/wiki/Warrant_of_payment

    In government finance, a warrant is a written order to pay that instructs a federal, state, or county government treasurer to pay the warrant holder on demand or after a specific date. Such warrants look like checks and clear through the banking system like checks, but are not drawn against cleared funds in a checking account (demand deposit ...

  7. What is a demand deposit account (DDA)? - AOL

    www.aol.com/finance/demand-deposit-account-dda...

    Demand deposit account. Time deposit account. Locks in funds for a set term. No. Yes. Type of interest earned. Variable or none. Fixed. Possibility of FDIC or NCUA insurance coverage

  8. Bank reserves - Wikipedia

    en.wikipedia.org/wiki/Bank_reserves

    Bank reserves are a commercial bank's cash holdings physically held by the bank, [1] and deposits held in the bank's account with the central bank.Under the fractional-reserve banking system used in most countries, central banks may set minimum reserve requirements that mandate commercial banks under their purview to hold cash or deposits at the central bank equivalent to at least a prescribed ...

  9. Can You Deposit Someone Else’s Check In Your Account? - AOL

    www.aol.com/finance/deposit-someone-else-check...

    The answer to “can you deposit someone’s check in your account” is yes. Still, there are different processes to be aware of depending on your bank and the payee.