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  2. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

  3. If Your Credit Score Is Under 800, Make These 8 Moves Now - AOL

    www.aol.com/credit-score-under-800-8-230023793.html

    Getting an 800 credit score requires time and good payment history. But there are other things you can do. Here are eight steps you can take to help.

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  5. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Borrowell and CreditKarma offers free credit report and credit check and this request by the consumer is noted in the credit report as a 'soft inquiry', so it has no effect on their credit score. According to Equifax's ScorePower Report, Equifax Beacon scores range from 300 to 900. Trans Union Emperica scores also range from 300 to 900.

  6. What credit score do you start with? - AOL

    www.aol.com/finance/credit-score-start-163323233...

    In addition to understanding how a FICO credit score is calculated, it’s a good idea to know the FICO credit score ranges. FICO scores range from 300 to 850, and are divided into the following ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

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