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  2. Payday loans in the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Payday loans in the United Kingdom are typically small value (up to £1500) and for short periods. Payday loans are often used as a term by members of the public (and commentators) generically to refer to all forms of High-cost Short-term credit (HCSTC) including instalment loans, e.g. 3-9 month products, rather than just loans provided until the next pay day.

  3. Lender option borrower option - Wikipedia

    en.wikipedia.org/wiki/Lender_option_borrower_option

    borrower's option: linked option for the borrower (exercisable only if the lender's option is exercised) to pay the revised interest rate or to redeem the bond although that may involve exit fees. They are provided by banks and the loan contract runs for between 40 and 70 years. [1] There is no regulatory body responsible for overseeing their ...

  4. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Since inception, Lending Club's default rate ranges from 1.4% for top-rated three-year loans to 9.8% for the riskiest loans. [33] The UK peer-to-peer lenders quote the ratio of bad loans at 0.84% for Zopa of the £200m during its first seven years of lending history.

  5. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    If you’re considering a personal loan, get quotes from several lenders to compare interest rates and loan terms. Don’t forget to read the fine print, including fees and penalties.

  6. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Conservative loan-to-value (LTV) ratios: You’ll need significant assets to qualify for a hard money loan. Hard money lenders typically require a loan-to-value (LTV) ratio of about 50 to 70 ...

  7. Avant vs. OneMain Financial: Which offers better personal loans?

    www.aol.com/finance/avant-vs-onemain-financial...

    *Loan amounts vary by state of residence. Avant personal loans Avant personal loans. Rating: 4.7 stars out of 5. 4.7. Learn more. Pros and cons

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