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2. Have Bad Credit? You Can Still Consolidate Some of Your ...

   www.aol.com/finance/bad-credit-still-consolidate...

   Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

3. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Federal student loans are eligible for consolidation through the U.S. Department of Education’s Direct Consolidation Loan program. Private student loans can be combined through a process more ...

4. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.

5. Pros and cons of consolidating student loans

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   Key takeaways. Direct Consolidation Loans and private student loan refinancing helps make federal student loans more manageable by rolling several balances into a single loan product.

6. What to know about Public Service Loan Forgiveness (PSLF) - AOL

   www.aol.com/finance/know-public-loan-forgiveness...

   The PSLF program forgives remaining student loan balances for borrowers in the Direct Loan program after 120 qualifying monthly payments under an income-driven repayment (IDR) plan.

7. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student loan debt. See related: How to consolidate student loans

8. Student Loan Forgiveness: What To Do If You Did (or Didn’t ...

   www.aol.com/finance/student-loan-forgiveness-did...

   Borrowers with commercially owned Federal Family Education Loans (FFEL) and other non-government-held federal student loans must consolidate them via the federal Direct consolidation program ...

9. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...