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2. Best Personal Loans With No Origination Fees - AOL

   www.aol.com/finance/best-personal-loans-no...

   Can I get a personal loan without an origination fee? Many personal loans have origination fees ranging from 1% to 5% of the total loan amount. Some may even charge as much as 10%, or a flat-rate fee.

3. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Some lenders charge prepayment penalties if you pay the balance off before the end of your loan term. Before applying, review all fees and penalties of any personal loans you are considering ...

4. SoFi vs. LendingClub: Which offers better personal loans? - AOL

   www.aol.com/finance/sofi-vs-lendingclub-offers...

   SoFi began in 2011 as a student-focused lender but has since expanded to offer personal loans and other banking services. LendingClub was founded in 2006 as a peer-to-peer lending platform.

5. Prepayment of loan - Wikipedia

   en.wikipedia.org/wiki/Prepayment_of_loan

   Prepayment speeds can be expressed in SMM (single monthly mortality), CPR (conditional prepayment rate, which is the annually compounded SMM), or PSA (percentage of the Public Securities Association prepayment model). For mortgages at least 30 months old, 100% PSA = 6.0% CPR = 0.51% SMM, equivalent to the full prepayment of 6% of a pool's ...

6. Should you use a personal loan to pay your taxes? - AOL

   www.aol.com/finance/loan-to-pay-taxes-124723856.html

   An important detail about personal loans is that many lenders charge origination fees — an upfront cost of 1% to 12% that gets deducted from your loan amount. This means if you borrow $10,000 ...

7. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...