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  2. Experience modifier - Wikipedia

    en.wikipedia.org/wiki/Experience_modifier

    An experience modifier of 1 would be applied for an employer that had demonstrated the actuarially expected performance. Poorer loss experience leads to a modifier greater than 1, and better experience to a modifier less than 1. The loss experience used in determining the modifier typically comprises three years but excluding the immediate past ...

  3. Chain-ladder method - Wikipedia

    en.wikipedia.org/wiki/Chain-ladder_method

    The chain-ladder or development [1] method is a prominent [2] [3] actuarial loss reserving technique. The chain-ladder method is used in both the property and casualty [1] [4] and health insurance [5] fields.

  4. Claims-based identity - Wikipedia

    en.wikipedia.org/wiki/Claims-based_identity

    A claim is a statement that one subject, such as a person or organization, makes about itself or another subject. For example, the statement can be about a name, group, buying preference, ethnicity, privilege, association or capability. The subject making the claim or claims is the provider.

  5. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    A demand letter, letter of demand, [1] (of payment), or letter before claim, [2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong.

  6. James Stewart - Wikipedia

    en.wikipedia.org/wiki/James_Stewart

    The Stewart family in 1918 Stewart (right) outside his family's hardware store, 1930 With Joshua Logan (c.), 1930. James Maitland Stewart was born on May 20, 1908, in Indiana, Pennsylvania, [2] the eldest child and only son born to Elizabeth Ruth (née Jackson; 1875–1953) and Alexander Maitland Stewart (1872–1962). [3]

  7. Gavin Newsom - Wikipedia

    en.wikipedia.org/wiki/Gavin_Newsom

    Gavin Christopher Newsom (/ n uː s ə m / NEW-səm; born October 10, 1967) is an American politician and businessman serving as the 40th governor of California since 2019. A member of the Democratic Party, he served from 2011 to 2019 as the 49th lieutenant governor of California and from 2004 to 2011 as the 42nd mayor of San Francisco.

  8. Biology and political orientation - Wikipedia

    en.wikipedia.org/wiki/Biology_and_political...

    A number of studies have found that human biology can be linked with political orientation. [1] This means that an individual's biology may predispose them to a particular political orientation and ideology or, conversely, that subscription to certain ideologies may predispose them to measurable biological and health outcomes.

  9. Research Domain Criteria - Wikipedia

    en.wikipedia.org/wiki/Research_Domain_Criteria

    The Research Domain Criteria (RDoC) project is an initiative of personalized medicine in psychiatry developed by US National Institute of Mental Health (NIMH). In contrast to the Diagnostic and Statistical Manual of Mental Disorders (DSM) maintained by the American Psychiatric Association (APA), RDoC aims to address the heterogeneity in the current nosology by providing a biologically-based ...