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2. What is a good credit score to buy a house? - AOL

   www.aol.com/finance/credit-score-needed-buy...

   Credit score needed to buy a house, by mortgage type There’s no single, specific credit score that will automatically qualify you for a mortgage (though having the maximum score of 850 certainly ...

3. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   Buying a new house involves many steps, from securing a mortgage to negotiating with sellers. A real estate agent could be a valuable resource to help you navigate the process. What is a first ...

4. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

5. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction, mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...

6. How to buy a house with low income - AOL

   www.aol.com/finance/buy-house-low-income...

   A mortgage credit certificate (MCC) is a federal tax credit that can help low- and moderate-income or first-time buyers offset some of the money they owe in mortgage interest. Unlike a tax ...

7. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

8. “My family has always rented”: Breaking into real estate as a ...

   www.aol.com/finance/family-always-rented...

   The 28/36 rule is a good starting point. Do your homework: Find out what first-time buyer programs you qualify for. A savvy local loan officer or real estate agent may be able to help here. Many ...

9. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.