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  2. Package redirection scam - Wikipedia

    en.wikipedia.org/wiki/Package_redirection_scam

    This resulted in the package being delivered to the wrong address, or lost entirely. Police recovered $20,000 in stolen merchandise and $25,000 in cash. 28 year old Christopher Lim was charged with 23 counts of public mischief, 12 counts of fraud under $5,000, and 18 counts of possession of property obtained through a crime. [5]

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    In 2012, RAND Corporation published a study which found that costs were higher in no-fault systems. [10] In the case of economic (medical and wage-loss) damages, most no-fault systems permit injured parties to seek recovery only for damages that are not covered by available first-party insurance benefits.

  4. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    🚗 Say you have a 2010 Ford sedan worth $3,000 and your full-coverage insurance (collision and comprehensive) costs $800 per year with a $500 deductible. If your car is totaled, here’s what ...

  5. Shipping insurance - Wikipedia

    en.wikipedia.org/wiki/Shipping_insurance

    First-party shipping-insurance services offered by postal services and courier companies may have many more restrictions than third-party shipping-insurance services. First-party insurance services may not pay out on claims unless the item was packed very carefully. Claimants also may need to provide proof of an item's value. [2]

  6. What is umbrella insurance and how much does umbrella ...

    www.aol.com/finance/umbrella-insurance-much-does...

    On average, $1 million in umbrella coverage costs approximately $400 a year. Additionally, the number of underlying policies that an umbrella covers may also affect costs.

  7. Protection and indemnity insurance - Wikipedia

    en.wikipedia.org/wiki/Protection_and_indemnity...

    Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I club. [1] Whereas a marine insurance company provides "hull and machinery" cover for shipowners, and cargo cover for cargo owners, a P&I club provides cover for open-ended risks that traditional insurers are reluctant to insure.

  8. If you’re not happy with your Medicare Advantage plan ... - AOL

    www.aol.com/finance/not-happy-medicare-advantage...

    Only two in five Medicare Advantage enrollees use the plans’ dental or vision benefits and just one in 15 take advantage of their hearing benefits, according to a February 2025 study by The ...

  9. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...