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  2. Historical CD interest rates: 1984-2024 - AOL

    www.aol.com/finance/historical-cd-interest-rates...

    Interest rates were significantly higher in the early 1980s as the Federal Reserve, led by Paul Volcker, used high rates to corral double-digit inflation,” McBride says. CD rates in the 1990s

  3. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities. The Federal Open Market Committee meets every two months during the fiscal year.

  4. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    Federal Reserve Web Site: Federal Funds Rate Historical Data (including the current rate), Monetary Policy, and Open Market Operations; MoneyCafe.com page with Fed Funds Rate and historical chart and graph ; Historical data (since 1954) comparing the US GDP growth rate versus the US Fed Funds Rate - in the form of a chart/graph

  5. History of monetary policy in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_monetary_policy...

    Forward guidance forecasts influence market expectations of future interest rates. [19] Paying interest on reserves sets a minimum interest rate banks will accept. [20] In August 2020, after undershooting its 2% inflation target for years, the Fed announced it would be allowing inflation to temporarily rise higher, in order to target an average ...

  6. Mortgage rate history: 1970s to 2024 - AOL

    www.aol.com/finance/mortgage-rate-history-1970s...

    1980s mortgage rate trends At the beginning of 1980, homes in the U.S. cost a median of $63,700, according to the Department of Housing and Urban Development (HUD). By 1990, that median had risen ...

  7. Tracking Mortgage Rates From the 1970s to Now - AOL

    www.aol.com/finance/tracking-mortgage-rates-1970...

    The rate for a 30-year fixed-rate mortgage was 7.33% in April 1971, but the 1973 oil embargo caused a recession — the stock market lost nearly half its value in just 21 months.

  8. Fan chart (time series) - Wikipedia

    en.wikipedia.org/wiki/Fan_chart_(time_series)

    The term "fan chart" was coined by the Bank of England, which has been using these charts and this term since 1997 in its "Inflation Report" [1] [2] to describe its best prevision of future inflation to the general public. Fan charts have been used extensively in finance and monetary policy, for instance to represent forecasts of inflation.

  9. U.S. prime rate - Wikipedia

    en.wikipedia.org/wiki/U.S._Prime_Rate

    The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of American banking institutions grant loans to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).