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2. Lump sum payout vs. annuity from a pension: How to decide - AOL

   www.aol.com/finance/lump-sum-payout-vs-annuity...

   A lump sum could be a good choice if you’re dealing with serious health issues or if you and your spouse have enough income to comfortably meet your monthly expenses in retirement. 4. Your risk ...

3. How to calculate the present and future value of annuities - AOL

   www.aol.com/finance/calculate-present-future...

   For example, a lottery winner may opt to receive a series of payments over time instead of a single lump sum distribution. This can also be called an annuity. Two terms related to annuities are ...

4. For My Pension Payout, Should I Take a $48,000 Lump Sum or ...

   www.aol.com/48-000-lump-sum-462-113000982.html

   Let’s assume you have no cost of living adjustments on the pension annuity or rate of return on the lump sum payment. Then, at $462 a month and $5,544 annually, you need to reach 8.65 years to ...

5. Retirement - Wikipedia

   en.wikipedia.org/wiki/Retirement

   Retirement is the withdrawal from one's position or occupation or from one's active working life. [1] A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons. People may also retire when they are eligible for private or public pension benefits, although some are forced to retire when ...

6. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

7. The Smartest Way to Invest a Lump Sum Pension Payout - AOL

   www.aol.com/finance/invest-lump-sum-pension...

   A pension plan promises to pay a defined benefit for the length of an employee's retirement. Depending on your financial circumstances, you may consider taking a lump sum instead of a lifetime ...