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Microinsurance is the protection of low-income people (defined as those living on more than approximately $1 but less than $4 per day [1]) against specific perils in exchange for regular premium payment proportionate to the likelihood and cost of the risks involved.
[2] There are many types of peer-to-peer insurance. The first type was created by an Insurance broker (as opposed to insurance companies). In this broker model, insurance policyholders will form small groups online. A part of the insurance premiums paid flow into a group fund, the other part to a third party insurance company.
Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. In traditional insurance, insurers use the ...
Indonesian Army Leopard tanks on parade during the Indonesian National Armed Forces Day ceremony 2017. The Indonesian National Armed Forces Day (Hari Tentara Nasional Indonesia, formerly Hari Angkatan Perang RI/Angkatan Bersenjata RI) abbreviated HUT TNI is a national day of Indonesia that is celebrated on 5 October, the day of foundation of the Tentara Keamanan Rakyat (People's Security Armed ...
Susilo Bambang Yudhoyono (born 9 September 1949), commonly referred to as SBY, is an Indonesian politician and retired army general who served as the sixth president of Indonesia from 2004 to 2014 and the second president of Indonesia from the military after Suharto.