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Microinsurance is the protection of low-income people (defined as those living on more than approximately $1 but less than $4 per day [1]) against specific perils in exchange for regular premium payment proportionate to the likelihood and cost of the risks involved.
[2] There are many types of peer-to-peer insurance. The first type was created by an Insurance broker (as opposed to insurance companies). In this broker model, insurance policyholders will form small groups online. A part of the insurance premiums paid flow into a group fund, the other part to a third party insurance company.
Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. In traditional insurance, insurers use the ...
Karena semua dibiayai menggunakan dana negara jutaan rupiah, baginda maharaja bijaksana, sang mahaguru sastra bahasa Kawi, mahasiswa-mahasiswi perguruan swasta, duta-duta negeri mitra dan suami/istrinya, Menteri Kebudayaan dan Pariwisata, karyawan-karyawati perusahaan ketenaga kerjaan, bupati budiman, beserta anggota lembaga nirlaba kewanitaan ...