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Obtaining life insurance can feel like a complicated process, especially if the thought of a medical exam puts you off. The good news is you don’t always need an exam to get covered.
Insurance companies might deny coverage if you have a history of life-threatening illnesses or work in a high-risk occupation. These factors can significantly impact your ability to obtain a life ...
With most life insurance companies, you may be unable to get life insurance if you’ve had cancer or a stroke within a certain number of years. Typically, you can get guaranteed issue insurance ...
Expatriate insurance are insurance policies that are designed to cover financial and other risks incurred specifically by expatriates while living and working in a country other than one's own. The insurances that expatriates need are similar to individuals living in the country but may be more complex to arrange because they are not native.
Stranger-originated life insurance ("STOLI") generally means any act, practice, or arrangement, at or prior to policy issuance, to initiate or facilitate the issuance of a life insurance policy for the intended benefit of a person who, at the time of policy origination, does not have an insurable interest in the life of the insured under the laws of the applicable state. [1]
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