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2. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Sources. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed July 22, 2024. Commercial Bank Interest Rate on Credit Card Plans, All Accounts, Federal ...

4. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   In fact, many personal loans are unsecured. This means that lenders base approval on your credit score — not an asset. Secured loans, such as car loans or mortgages, are backed by collateral.

5. Personal loan vs. personal line of credit: What’s the difference?

   www.aol.com/finance/personal-loan-vs-personal...

   Personal loans are best for one-time, set expenses. ... You can get a personal loan from a local bank, credit union or online lender. The best rates are usually reserved for borrowers with good ...

6. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Unsecured loans are monetary loans that are not secured against the borrower's assets. These may be available from financial institutions under many different guises or marketing packages: Credit cards; Personal loans; Bank overdrafts; Credit facilities or lines of credit; Corporate bonds (may be secured or unsecured) Peer-to-peer lending

7. LendingClub - Wikipedia

   en.wikipedia.org/wiki/LendingClub

   All loans were unsecured personal loans and could be between $1,000 - $40,000. On the basis of the borrower’s credit score , credit history, desired loan amount and the borrower’s debt-to-income ratio , LendingClub determined whether the borrower was creditworthy and assigned to its approved loans a credit grade that determined the payable ...