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2. What is a debt-to-income ratio for a mortgage? - AOL

   www.aol.com/finance/debt-income-ratio-mortgage...

   Key takeaways. Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ...

3. How To Calculate Your Debt-to-Income Ratio - AOL

   www.aol.com/calculate-debt-income-ratio...

   One of the many variables lenders use when deciding whether or not to loan you money is your debt-to-income ratio or DTI. Your DTI reveals how much debt you owe compared to the income you earn ...

4. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then divide your debt by your gross income. ... Get this 'luxury hotel'-like queen set ...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

6. The Quick Way to Determine Your House Payment - AOL

   www.aol.com/news/2013-02-25-calculate-house...

   What you might not realize is that there's an easier way to calculate a house payment ... using a 45 percent debt-to-income ratio, you'll need $5,638 per month in income to offset the house ...

7. How To Calculate Exactly How Much House You Can Afford ... - AOL

   www.aol.com/finance/calculate-exactly-much-house...

   You want to buy a house, but you're not sure where to set your budget. Before making any moves, stop everything and calculate exactly how much you can afford with an easy-to-follow guide from ...

8. Income approach - Wikipedia

   en.wikipedia.org/wiki/Income_approach

   This is simply the quotient of dividing the annual net operating income (NOI) by the appropriate capitalization rate (CAP rate). For income-producing real estate, the NOI is the net income of the real estate (but not the business interest) plus any interest expense and non-cash items (e.g. -- depreciation) minus a reserve for replacement.

9. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   For an example, if a borrower has a $500 car payment, $100 in credit and loan payments, pays $500 in child support and wants a mortgage with payments $1,000 per month, her total monthly obligations is $2100. If she makes $5,000 a month, her debt to income ratio is 42%.