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But that doesn't mean CDs won't still be worth it in the new year. Remember, the Fed raised interest rates to where they are today over a period of more than a year.
Image source: The Motley Fool/Upsplash. There's a reason CDs have been a pretty popular savings option this year. For much of 2024, it was possible to lock in a 5% CD.
But all told, it's pretty fair to assume that there will still be opportunities to lock in a CD at close to 5% at the start of 2025. And there's a good chance you'll be able to open a CD at a rate ...
Today's top CDs are still paying 4.5% ... Best CD rates for December 3, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited ...
A no-penalty CD — also called a liquid CD — is like a traditional CD through which you lock in a deposit for a guaranteed rate of return over a stated period of time, but with the flexibility ...
Cede and Company (also known as Cede and Co. or Cede & Co.) is a specialist United States financial institution that processes transfers of stock certificates on behalf of Depository Trust Company, the central securities depository used by the United States National Market System, which includes the New York Stock Exchange, and Nasdaq. [1]
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.
Best CD rates today: Start 2025 strong with guaranteed returns of up to 4.27% for 12+ months — Jan. 2, 2025