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"There is no South African statute which lays down the need for a so-called insurable interest," and Roman-Dutch law had no discrete doctrine of insurable interest. It could be said to be implied, however, by the fact that Roman-Dutch law defined a contract of insurance as one which transfers a risk threatening the patrimony of the insured.
Life insurance companies in the United States support the Medical Information Bureau (MIB), [22] which is a clearing house of information on persons who have applied for life insurance with participating companies in the last seven years. As part of the application, the insurer often requires the applicant's permission to obtain information ...
Liberty Holdings Limited is a South African financial services and property holding company that focuses on Insurance and Asset Management with registered head office in Johannesburg, South Africa at Liberty Centre, 1 Ameshoff St., Braamfontein. [1] [2] [3] Liberty has operations in South Africa, Kenya, Namibia and other in 16 African countries.
No-exam life insurance after issuance works precisely like other life insurance policies: The policyholder pays the premiums. In the event of the policyholder’s death, the life insurance policy ...
Here’s something people might overlook: if you’re in relatively good health, you might actually get better value from a traditional policy (term life or whole life insurance), even with the ...
Stranger-originated life insurance ("STOLI") generally means any act, practice, or arrangement, at or prior to policy issuance, to initiate or facilitate the issuance of a life insurance policy for the intended benefit of a person who, at the time of policy origination, does not have an insurable interest in the life of the insured under the laws of the applicable state. [1]
Symetra Life Insurance: Symetra tied for the 2025 Bankrate Award for Best No-Exam Life Insurer. The company offers SwiftTerm, providing policies in under 20 minutes without medical exams to ...
The legislation of the former TBVC states (Transkei, Bophuthatswana, Venda and Ciskei) is still valid in the applicable areas, as these states have since been re-incorporated into South Africa. New municipal legislation or "by-laws", enacted since 1993, derive their original power from the Constitution.