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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 12.49% at the beginning of 2024, according to the Federal Reserve.

4. While demand for personal loans cooled in 2023, the average ...

   www.aol.com/while-demand-personal-loans-cooled...

   The 6.3% overall increase in the average personal loan balance to $19,402 in 2023 slowed slightly versus 2022's jump to $18,255 from $16,458 in 2020 and $17,064 in 2021, despite higher interest ...

5. Should I get a personal loan? 9 top reasons to consider - AOL

   www.aol.com/finance/personal-loan-9-top-reasons...

   The average personal loan interest rate just tops 12 percent, while credit cards have an average interest rate of nearly 21 percent. Two factors help personal loans save you money.

6. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...

7. What is a good credit personal loan? And how do you ... - AOL

   www.aol.com/finance/good-credit-personal-loan...

   Personal loans currently have an average interest rate of 12.18 percent. However, standard interest rates on personal loans can range from about 8 percent to 36 percent.