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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

3. 6 Best Banks for Personal Loans - AOL

   www.aol.com/finance/6-best-banks-personal-loans...

   Citi. APR: 11.49%-19.49% Loan Amount: $2,000-$30,000 Terms: 12-60 months. To qualify for the Citi personal loan, you must already be a Citi customer. The loan processing is quick and easy ...

4. Should I get a personal loan? 9 top reasons to consider - AOL

   www.aol.com/finance/personal-loan-9-top-reasons...

   The average personal loan interest rate just tops 12 percent, while credit cards have an average interest rate of nearly 21 percent. Two factors help personal loans save you money.

5. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 12.49% at the beginning of 2024, according to the Federal Reserve.

6. Fixed vs. variable interest rates: Which is best for how you ...

   www.aol.com/finance/fixed-vs-variable-interest...

   You can still take advantage of the lower-rate environment by taking out a new personal loan at that 9% APR to pay off the 16% APR loan. Other types of interest to consider

7. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   1. Know your credit score. An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score ...