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  2. Mental accounting - Wikipedia

    en.wikipedia.org/wiki/Mental_accounting

    An example of mental accounting is people's willingness to pay more for goods when using credit cards than if they are paying with cash. [1] This phenomenon is referred to as payment decoupling. Mental accounting (or psychological accounting ) is a model of consumer behaviour developed by Richard Thaler that attempts to describe the process ...

  3. Academic Spending Spree: How Colleges Spend the Money You Pay ...

    www.aol.com/academic-spending-spree-colleges...

    Student loans have become a pain point for millions of Americans over the past few years. Rising inflation along with pandemic job losses and out-of-control food prices have led to more constrained...

  4. At-risk students - Wikipedia

    en.wikipedia.org/wiki/At-risk_students

    An at-risk student is a term used in the United States to describe a student who requires temporary or ongoing intervention in order to succeed academically. [1] At risk students, sometimes referred to as at-risk youth or at-promise youth, [2] are also adolescents who are less likely to transition successfully into adulthood and achieve economic self-sufficiency. [3]

  5. Financial literacy - Wikipedia

    en.wikipedia.org/wiki/Financial_literacy

    There is a diversity of definitions used by bodies such as NGOs and think tanks, but in its broadest sense, financial literacy is an understanding of money. [8] Some of the definitions below are closely aligned with "skills and knowledge", whereas others take broader views, and some are from academic research which is tested and validated:

  6. 21 Budgeting Tips for College Students

    www.aol.com/finance/21-budgeting-tips-college...

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  7. Money disorder - Wikipedia

    en.wikipedia.org/wiki/Money_disorder

    Compulsive spending, when considered within the framework of money disorders, can be described as an irresistible and problematic pattern of excessive and impulsive spending behavior. Individuals affected by this condition often engage in frequent and uncontrolled spending, leading to financial difficulties and emotional distress.

  8. The 6 best budgeting apps of 2024 - AOL

    www.aol.com/finance/6-best-budgeting-apps-2024...

    Regularly reviewing your budget and spending data provided by the app can help you identify areas to cut spending and free up money, which can then be used towards paying down debt, building an ...

  9. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    For example, Cal Grant A provides full mandatory tuition and feeds to students. Funds from Cal Grant B are given to eligible low-income and underprivileged students. For first-year students, an amount of up to $1,648 for books and living expenses were provided in the school year 2023-24.