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If you wait to claim spousal benefits until your full retirement age, you can receive up to half the amount of your spouse's benefit. ... SSA's rules also state that "some valid non-marital legal ...
Individual RRSP: an individual RRSP is associated with only a single person, called an account holder. With Individual RRSPs, the account holder is also called a contributor, as only they contribute money to their RRSP. Spousal RRSP: a spousal RRSP allows a higher earner, called a spousal contributor, to contribute to an RRSP in their spouse's ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
Here's what you need to know about using spousal benefits to maximize your household's Social Security benefits.
Spousal benefits can provide a boost to your overall household income in retirement, but the rules and complications of the program add some important considerations for when each partner should ...
The rules for Social Security spousal benefits can get confusing, so it pays to do some advance planning. Spouses can work together to maximize their joint Social Security retirement benefits in a ...
Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit. The same full retirement age applies, which is 67 for those born in 1960 or later, and ...
The contribution amount is reduced above $230,000 in 2024 (or $236,000 in 2025) and you can’t contribute if you and your spouse make $240,000 or more (or $246,000 or more in 2025). Key ...